Avoid!! Registered number 02558509 England. But we were advised to try and get them to freeze interest after this time so we could try and reduce the balance and that's where the problem begins. By Vanquis Bank Please note, the Vanquis app will not work with rooted devices or for devices registered for the Android Beta Program. Read Izabella40's review of the Vanquis Bank Credit Card, 23 of 344 Vanquis Bank Credit Card reviews, & compare with other Credit Cards at Review Centre They do not want to help… Read More, " Sydney275 (1 review written), by If you have a bad credit rating then Vanquis could be for you. Was very lucky to be accepted for this card.. i have used it a few times and like the ease of use. They consider myself as gold member but I would strongly recommend to stay away. I have 2 other credit cards with other providers at a much lower interest rate. Read Full Review, So I've had a card for 2 yearse now. Korbin48 (1 review written), The interest rates on this credit card are absolutely extortionate. Been wth Vanquis for 4 years, queried a few times about reduction in 39.99% rate but still on that rate. I wouldn't accept this behaviour from an individual, it definitely isn't acceptable of a company… Download the Vanquis Mobile App today. It may not be the most ideal Credit Card, but it serves a couple of purposes for me.. A few years ago I totally messed up with my Credit Rating. They failed to identify me despite trying to send me multiple messages, and have failed to recognise any of their mistakes, or apologise. Vanquis Visa Card is issued by Vanquis Bank Limited. The App is also very informative and simple to use and understand. Second time I had amassed payment? Korbin48 (1 review written), by " Only downside is the high interest rate so pay full balance off if you can.Im now in the fortunate position of being eligible for mainstream cards again so although Vanquis no longer needed Im keeping it open as it helps my overall age of accounts on my credit file… Written on: 01/02/2019 Vanquis Reviews 3.73 / 5Great overall rating Vanquis Bank has helped over 3 million people (figure correct as at Dec 2015) improve their credit rating by providing them with credit cards. If you get behind with one payment and feel you are being harassed you can ask Vanquis for a list of the calls under your Data Subject Access Request rights. by Read Full Review, To be fair to this bank I don't have an account with them and have previously had no dealings with them. Despite high interest rates, as long as you keep within your limit they are actually a good company and helpful if you need to contact them. by The website is easy to use and they're very transparent. As a credit-builder card, it can be used for improving your credit rating by giving you the chance to demonstrate good account management. Great little card, gave me a card even though I had a bad credit rating. Naimah392 (1 review written), by * emails I bet if you couldn't you'd be the first to accuse them of selling you the card irresponsibly and asking for your debt to be written off. They are supposed to respond within three working days. I've never missed a payment, never went over my credit limit and regularly pay it off in full. Www.Bounceitupwestlothian.Co.uk (1 review written), We'll i have been using it for over 6 months on and of I can't say a bad thing about it it's like free money £500 limit atm I use and always pay back before any interest is added what more can u ask for, on top of that I don't find the call centre hard work, calling other countries can really get me angry or just a lack of skills, always friendly service… I have never once applied for a loan anywhere and even if I wanted to, I most certainly wouldn't even consider using Vanquis, because their constant behaviour has been disgraceful! Read Full Review, Written on: 21/07/2016 Because I'd lived in Europe for 16 years, I had a low credit score in the UK. * letters Granthamel153 (1 review written), I have a Vanquis card and have now got a debt management plan with them. This is due to "extra credit controls" according to Vanquis. Their online banking website is really good and easy to use too. What it says on the tin. 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